in terms of taxes, obama under the administration, taxes are lower than when obama came in. it is a little hard to say he has taxed the recovery away. this is a recession brought by a deep financial crisis set up by a series of blunders by wall street. let us be clear that was initiated this. a lot of people took part. the people who bought homes in which -- how can i afford this? gee, if you have to say how can i afford this, you probably can't. there were appraisers, people trying to get the fast buck. everybody thought it was going to continue -- based on a house of cards. wall street started off. the only industry that could really bring the economy down the way it did, because it is the center of every other industry. every other industry makes its plans and the basis of using loan funds for interim projects, to deal with costs over a long time. would not have as much of their own money at stake if they could use lines of credit. we are in the midst of a financial crisis. everything looks buyer now. things seemed to be turning around. we are at a turning point. not wher